Our Solutions Deliver More…

Challenges with traditional health plans:


  • Low Value: High-deductible health plans result in the typical employee paying out of pocket for most medical expenses in a given year, despite both the employer and employee paying thousands of dollars in premiums.
  • Rising Costs: Annual health plan premium increases outpace employer revenue growth and employee wage increases.
  • Too Complex: Health plan rules and procedures are difficult to understand for both employers and employees.
family visiting with doctor



  • Restores the doctor/patient relationship. They make healthcare decisions free of insurance company rules.
  • Employers control their costs. No double digit premium increases.
  • Employees choose the health benefits that fit their needs, no one size fits all.
  • Affordable Health Access for Everyone.
  • Unparalleled expertise/unwavering customer service.